“Our time with them is limited, but our love isn’t.”
Todd Allen, Founder Gift 4 A Lifetime Program
Life insurance doesn’t have to be an emotionless commoditized transaction. With the Gift 4 A Lifetime (G4AL) program you can give financial security and share your love and memory throughout their lives.
I feel I have so much to teach
them. So much to pass on.
Combine financial security with emotional connection.
The Memory Vault allows you to:
Build and digitally archive birthday and other special event cards that include
- Personal messages
- Pictures of precious times and events
- Audio and video recordings
Later and throughout the life of the child, these cards will be printed and mailed to the child keeping your love and memory alive.
Build Financial Foundations.
Create Lasting Connections.
Launching in 2025
Keep your love and memories alive.
Purchase your policy.
Purchase direct through our Easy-to-Use Website or have one of our licensed agents assist you each step of the way.
Fill your Memory Vault.
Get instant access to your Memory Vault to start saving your wisdom and memories.
Leave your legacy.
Build Financial Foundations.
Create Lasting Connections.
Launching in 2025
Choose the Best Program
for Your Loved One
LifePromise®
Permanent Life Insurance
- Life insurance for Juveniles
- Lock in their Age and Health
- Instant Approval and Issue
- Guaranteed Cash Value
- 6X Future Purchase Options
- Limited Pay and Single Pay Options
SecureStart®
Retirement Fixed Indexed Annuities
- Retirement Savings for Juveniles
- Decades of Compounding Growth
- Spendthrift and Creditor Protections
- Lifetime Income Stream at Retirement
- Death Benefit for Next Generation Wealth
- Flexible Savings Option
Your Timeless Community of Love and Memories
Share the fun and experience as family and friends can participate in the heartwarming experience of creating personalized cards for a special child.
INVITE
Simply enter names and email addresses into the Circle of Hearts invite page, automated invitations and reminders are sent out.
CREATE
Family and friends receive personalized emails and video messages that guide them through a fun and emotional card-making process.
SHARE
Personalized digital cards for birthdays and special events, created by extended friends and family, are archived and mailed on the dates you choose.
Financial security in a changing world.
From Our Family to Yours
Meet founder Todd Allen
“For our generation and those before us, success followed a simple. formula: get an education, work hard, save responsibly, and the American Dream was within reach. Today, even when young people do everything right, success is no longer guaranteed. More than ever, families must come together to support one another.”
Todd Allen
CEO and Founder
MSM, CLU®, ChFC®
Hilton Head, SC 29910
Futurity Life, founded by Todd Allen
“With over 30 years of experience in life insurance and financial advising, Todd Allen—himself a father and grandfather—deeply understands the desire to secure the future of loved ones. He shares the questions so many families face: ‘Will I be there for their weddings?’ ‘Will my grandchildren remember my wife and me?’ and ‘Will they have it as good as we do?’
The G4AL program addresses these concerns by offering more than
financial security. It empowers policyholders to preserve and share
their love, wisdom, and life lessons through the G4AL Memory Vault, ensuring their values and affection continue to guide their loved ones for years to come.
As a retired Army Officer with 26 years of service, Todd brings principles of discipline, dedication, and leadership to Futurity Life. These qualities shape the company’s commitment to resilience and trusted service.
By choosing Futurity Life, you’re not just securing financial stability for your family—you’re partnering with a company that serves as a trusted financial steward, helping you protect your legacy and provide for the next generation.”
Get Ready! Coming Soon!
Join the waitlist to receive updates, previews, and exclusive
early access to Futurity Life and Gift 4 A Lifetime.
Join the Waitlist